NATIONWIDE REGISTRIES

RALPH S. ADORNO, C.L.U. is an independent financial advisor with over 43 years’ experience and is the owner of Ralph S. Adorno CLU Associates which is located at 558 Peekskill Hollow Road Putnam Valley, NY 10579. Ralph S. Adorno, CLU is an independent financial advisor with more than 44 years’ experience in the fields of estate, insurance, retirement, income and tax planning. Ralph has helped thousands of clients from coast to coast with net worth’s ranging from $250,000 to $1.5 billion.

He helps them maximize income and assets through prudent and Congress-approved planning strategies. Ralph prides himself as a professional who is passionate about helping his clients achieve financial security by using safe money strategies to maximize income for themselves and the assets they want to leave to their heirs or favorite charities, usually at little or no out of pocket cost. He believes that safety, growth, liquidity, leverage and tax benefits of annuities and life insurance are the cornerstone to wealth creation. Equally important is wealth preservation, maximization, asset diversification, and protection planning that not only supports, but also enhances a practical set of estate legacy documents. He started in financial services with John Hancock as an insurance agent in 1970 and became the agency’s top producer in his first year. In 1975 he attended The American College in Bryn Mawr, PA, earning his degree in insurance. In 1979, he founded Ralph S. Adorno, CLU & Associates, a national boutique firm advanced planning firm specializing in estate and life insurance tax planning strategies. In 1985, he taught estate and tax planning with life insurance at New York University (NYU). In 1986, he became a Registered Investment Adviser (RIA). Ralph is an educator, author, and has conducted numerous lectures and seminars for businesses, professional and educational organizations. He has also written articles and special reports for trade magazines, newspapers along with his Tax Saving Idea newsletter. He has qualified for The Million Dollar Round Table, Top of The Table and is in top 1% of all life insurance professionals in America.  He is registered with the State of New York as a licensed insurance consultant, a member of the Estate Planning Council and the National Association of Insurance and Financial Advisers. He is listed in Who’s Who in finance, 2013 edition. He is a well informed and proven leader in his field, staying ahead of the curve on constantly changing tax laws as they relate to current and future financial, estate, asset protection, retirement, income, annuity and life insurance planning. He has established many family owned businesses including an accounting firm, finance company and leasing company, real estate development and residential building company that are now managed and run by his two sons, Ralph and Troy. Throughout the years he has used his wealth creation, preservation, and maximization ideas by giving to various non-profit organizations. When his mother died of stomach cancer in 2007 he and his wife June used his unique concepts to donate $500,000 to a major hospital for the benefit of cancer research. Ralph is an avid reader and revels in his roles of husband, father, and grandfather. In 2006, Ralph realized one of his dreams by acquiring a Hudson Valley horse farm. He did so by practicing the same low-risk strategies and solutions that he provides his clients. When he’s not at work, Ralph can be found restoring the land on his farm or simply taking his six grandchildren fishing or nature walks along the stream or the wooded perimeter

CONTACT INFO:

RALPH S. ADORNO, CLU

ADDRESS: 558 PEEKSKILL HOLLOW ROAD PUTNAM VALLEY NY 10579

PHONE NUMBER: 845-526-3005

WEBSITE: www.Adornoassociates.com